Terms & Conditions

Campaign valid from 01/11/2026 to 31/12/2026.

Eligible SCBank Personal Credit Cardholders can convert eligible purchases at Dubai Phone into 0% installments for 6 or 12 months.

5% discount on all products except iPhone.

For Black Friday offers from 10/11/2026 to 25/11/2026, enjoy 0% installments for up to 18 months.

Eligible transaction amount must be between EGP 5,000 and EGP 150,000.

One installment transaction per customer is allowed during the campaign period.

Installment requests must be submitted through call center 19093.

Only transactions that have been successfully cleared and posted are eligible for the installment program.

Installment requests must be submitted within the same calendar month in which the eligible transaction is cleared and posted.

The interest amount charged on the transaction will be credited back within one month after the end of the campaign.

Supplementary card transactions are eligible and will be counted under the primary cardholder's account.

Refunded, reversed, cancelled, disputed, cash withdrawal, balance transfer, wallet loading, and non-purchase transactions are not eligible.

The installment amount must not exceed 90% of the available credit limit at the time of purchase.

The offer is valid for personal use only and is not applicable for commercial purposes.

Classic, Corporate, Special Program, delinquent (Bucket 2+), blocked, cancelled, expired, suspended, and over-limit cards are excluded.

SCBank Credit Card Terms & Conditions apply, and SCBank reserves the right to amend or terminate the offer at any time.