Payroll Loan
Features
Max loan amount up to EGP 6 Milion.
Monthly, quarterly, semi annual, or annual installments (available for the petroleum sector and selected companies).
Competitive interest rates.
Loan tenor starting from 6 months and up to 144 months.
Free Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years.
Maximum age: 60 years (could be extended to 65 in case of employement contract extention)
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Undertaking to transfer the salary or the installment.
* Terms and conditions apply.
Fully Salary / Installment Transfer Loan
Features
Max loan amount up to EGP 5 million.
Monthly, quarterly, semi annual, or annual installments (available for the petroleum sector).
Competitive interest rates.
Loan tenor starting from 6 months and up to 144 months.
Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years.
Maximum age: 60 years (could be extended to 65 in case of employement contract extention)
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Income proof documents.
Undertaking to transfer the salary or the installment.
* Terms and conditions apply.
Non-Salary/Installment Transfer Loan
Features
Max loan amount up to EGP 3,500,000 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years.
Maximum age:60 years (could be extended to 65 in case of employement contract extention)
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Authenticated HR letter , or Last 3 pay slips or bank statement for last 3 months.
Social insurance document (if it is not included within the income proof Documents).
* Other documents may be requested.
* Terms and conditions apply.
Pensioners’ Loan
Features
Max loan amount up to EGP 500,000.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 120 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 45 years.
Maximum age: 65 years.
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Pension slips as income proof and directed to SCB Bank.
A pension transfer letter issued by the customer’s Social Insurance Office and directed to the bank.
* Other documents may be requested.
* Terms and conditions apply.
Bankers Loan
Features
Max loan amount up to EGP 5 million.
Monthly + Annual installments .(for selected banks)
Competitive interest rates.
Loan tenor starting from 6 months and up to 144 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years.
Maximum age:60 years.(can be extended to 65 years old in case of contract renewal or extension.)
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Income proof documents should be stamped by either Head Office or HR stamp.
Or recent bank statement for last 6 months, as business info shown in NID or Medical ID to be provided.
* Other documents may be requested.
* Terms and conditions apply.
Police officers/ Pensioners Loan
Features
Max loan amount up to EGP 1 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 144 months.
Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 25 years.
Maximum age: 65 years can be extended to 65 years old in case of contract renewal or extension.
Minimum net monthly income: EGP 15,000.
Documentations
Copy of a valid national ID.
Income proof documents.
Undertaking to transfer the salary or the installment.
* Other documents may be requested.
* Terms and conditions apply.
Army officers/ Pensioners Loan
Features
Max loan amount up to EGP 2 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 144 months.
Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 25 years.
Maximum age: 65 years can be extended to 65 years old in case of contract renewal or extension.
Minimum net monthly income: EGP 10,000.
Documentations
Copy of a valid national ID.
Income proof documents.
Undertaking to transfer the salary or the installment.
* Other documents may be requested.
* Terms and conditions apply.
Club Membership finance Loan
Features
Max loan amount up to EGP 1 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 25 years.
Maximum age: 60 years old, can be extend to 65 years old in case of contract renewal or extension. and 65 Years for self Employed and professionals.
Documentations
Copy of a valid national ID.
The price list for the required club membership.
Income proof documents.
* Other documents may be requested.
* Terms and conditions apply.
Self-Employed Loan
Features
Max loan amount up to EGP 2 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 30 years.
Maximum age: Up to 65 years.
Minimum monthly net Income: EGP 15,000.
Documentations
Copy of a valid national ID.
Certificate of professional practice, valid syndicate ID and institution license for Professionals.
Copy of recent & valid commercial Register + Valid taxation card.
Last 6 months personal or company bank statements.
* Other documents may be requested.
* Terms and conditions apply.
Doctors Loan
Features
This program for Doctors and Dentist clinic owners.
Max loan amount up to EGP 1.5 million.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 25 years.
Maximum age: Up to 65 years.
Minimum net monthly income: EGP 15,000.
Documentations
Copy of a valid national ID.
Certificate of Profession, Medical facility operating license, valid syndicate ID.
* Other documents may be requested.
* Terms and conditions apply.
Buy Out I-score Loan
Features
Max loan amount up to EGP 750,000.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years for salaried and 30 Years for self employed.
Maximum age: 60 years old, can be extend to 65 years old in case of contract renewal or extension. and 65 Years.
Minimum net monthly income: EGP 10,000 for salaried and EGP 15,000 For Self-Employed and professionals.
Documentations
Copy of a valid national ID.
Certificate of Profession, Medical facility operating license, valid syndicate ID.
* Other documents may be requested.
* Terms and conditions apply.
Loan to Credit Card Loan
Features
Max loan amount up to EGP 300,000.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years for salaried and 30 Years for self employed.
Maximum age: 60 years old, can be extend to 65 years old in case of contract renewal or extension. and 65 Year.
Minimum net monthly income: EGP 10,000 for salaried and EGP 15,000 For Self-Employed and professionals.
Documentations
Copy of a valid national ID.
For Self-employed: Valid commercial register & Taxation card / For Professionals: Operating license.
* Other documents may be requested.
* Terms and conditions apply.
Property ownership Loan
Features
This program Eligibility based on customer segment :
30% from unit price should be paid for Elite customers.
50% from unit price should be paid for Retail customers.
Max loan amount of up to EGP 2,000,000.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 30 years.
Maximum age: 60 years old, can be extended to 65 years old in case of contract renewal or extension, and 65 years for self-employed and business owners.
Minimum net monthly income: EGP 10,000 for salaried and EGP 15,000 for self-employed and professionals.
Documentations
Copy of a valid national ID.
Property Contract.
* Other documents may be requested.
* Terms and conditions apply.
Conditions
Minimum age: 21 years and there is no maximum age required.
* Other documents may be requested.
* Terms and conditions apply.
Elite Loan
Features
Max loan amount of up to EGP 4,000,000 For Elite Customers.
Monthly installments.
Competitive interest rates.
Loan tenor starting from 6 months and up to 84 months.
Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions.
Conditions
Minimum age: 21 years for salaried and 30 years for self employed.
Maximum age: 60 years old, can be extended to 65 years old in case of contract renewal or extension, and 65 years for self-employed and business owners.
Minimum net monthly income: EGP 10,000 for salaried and EGP 15,000 for self-employed and professionals.
Documentations
Copy of a valid national ID.
Income Proof Documents.
* Other documents may be requested.
* Terms and conditions apply.
Cash Secured Loan
Features
Borrow up to 90% from deposit.
Monthly, Quarterly, Semi-annually, and annually Installment.
Competitive interest rates.
Loan tenor starting from 6 months and up to 120 months.
Free Free life insurance coverage throughout the loan period.
Ease of paying installments through bank branches or online banking.
Conditions
Minimum age: 21 years and there is no Maximum age required.
Documentations
Copy of a valid national ID.
* Other documents may be requested.
* Terms and conditions apply.