Personal Loan
Overview
Borrow up to EGP 3,000,000
Competitive interest rates
Life insurance policy valid during loan tenure
Flexible repayment terms up to 10 years
Convenient repayment schemes through branches, by setting standing orders, or via online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Loan Against Payroll
Overview
Maximum loan amounts up to EGP 3 million
Monthly, Quarterly, Semiannually Installment and Annual installments for Petroleum Sector
Competitive interest rates
Loan tenor starts from 6 months up 10 Years
Comprehensive Life Insurance Policy pledged to SCBank
Ease of paying installments through bank branches or online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity (can reach 65 years if any contracts are extended)
Minimum monthly net salary: EGP 1500
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Against Full Salary/Installment Transfer
Overview
Maximum loan amounts up EGP 3 million
Monthly, Quarterly, Semiannually Installment and Annual installments for Petroleum Sector
Competitive interest rates
loan tenor starts from 6 months up to 10 years
Comprehensive Life Insurance Policy pledged to SC Bank
Ease of paying installments through bank branches or online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity (can reach 65 years if any contracts are extended)
Minimum monthly net salary: EGP 2500
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Authenticated HR letter or last 3 months pay slip or 3 recent months Bank statement
Loan Against Non- Salary Transfer
Overview
Maximum loan amounts up EGP 3 million
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months up to7 years
Comprehensive Life Insurance Policy pledged to SC Bank
Ease of paying installments through bank branches or online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity (can reach 65 years if any contracts are extended)
Minimum monthly net salary: EGP 4,000
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Authenticated HR letter or last 3 months pay slip or 3 recent months Bank statement
Bankers Loan
Overview
Maximum loan amounts up EGP 3 million
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months up to 12 years
Comprehensive Life insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity
Documentation
Valid clear copy of national ID
Income documents should be stamped by either Head Office or HR stamp
Recent bank statement for last 6 months as an income proof being stamped by H.O or H.R stamp subject to business info shown in national ID or Medical ID to be provided
Army officers and Pensioners
Overview
Maximum loan amounts up EGP 2million
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months up to 10 years
Comprehensive Life Insurance Policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity/ 65 for pensioners
Minimum monthly net salary:
- • Army officers EGP 2,500
- • army pensions EGP 1,500
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Income documents
Police officers and Pensioners
Overview
Maximum loan amounts up EGP One million
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months up to 10 years
Comprehensive Life Insurance Policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 60 years at loan maturity/ 65 for pensioners
Minimum monthly net salary:
Minimum monthly net salary:
- • Police officers EGP 2,500
- • Police pensions EGP 1,500
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Income documents
Against Self-employed & Professionals
Overview
Maximum loan amounts up to EGP 1.5 M
Monthly Installment
Competitive interest rates
Loan tenor starts from 6 months to 7 years
Comprehensive life insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 25 years
Maximum age is up to 65 years
Minimum monthly net Income: EGP 1,500
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Certificate of professional practice, valid syndicate ID and institution license for professionals
Copy of recent & valid commercial register (not to exceed 3 months)
Valid taxation card
Last 6 months personal or company bank statements
Pensions Loan
Overview
Maximum loan amounts up to EGP 500,000 EGP
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months to 10 years
Comprehensive life insurance policy pledged to SC Bank
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 65 years
Minimum monthly net Income: EGP 15,000
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Pension slips as income proof and directed to SCB Bank
Education Loan
Achieve your future dreams & uplift your education level
Overview
nationality: Egyptians
Financing full educational period OR choose year by year finance
Maximum loan amounts up to EGP 500,000
Monthly Installment
Loan tenor starts from 6 months up to 7 years
Competitive Interest rates
Comprehensive life insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years for employees and 25 years for self-employed and professionals
Maximum age is up to 60 years at loan maturity for employees and 65 years for self-employed and professionals
Minimum monthly net salary: EGP 1,500
Documentation
copy of a valid national ID
Tuition fees quote from University/Academy/School
Recent utility bill (within the last 3 months)
Income proof
Club Membership Loan
Overview
Maximum loan amounts up to EGP 350,000
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months to 7 years
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 65 years
Documentation
copy of a valid national ID
Recent original utility bill within the last 3 months
Doctors Loan
Overview
Nationaly: Egyptian
Loan amounts up to EGP One million
Monthly installments
Loan tenor starts from 6 months up to 7 years
Competitive Interest rates
Comprehensive Insurance policy pledged
Ease of paying installments through bank branches or online banking
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum age is 21 years
Maximum age is up to 65 years at loan maturity
Minimum monthly net salary: EGP 15,000
Documentation
copy of a valid national ID
Recent utility bill within last 3 months
Certificate of Profession, Medical facility operating license, valid syndicate ID
Property Ownership
Overview
Maximum loan amounts up to EGP 500,000
Monthly Installment
Competitive interest rate
loan tenor starts from 6 months up to 7 years (84 months)
Comprehensive Insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Conditions
Minimum Age: 30 years
Maximum Age: 60 years/65 years for profession and self employed
Documentation
Copy of valid national ID
Recent utility bill within last 3 months
Proporty Contract
Loan to Credit Card
Overview
Maximum loan amounts up to EGP 300,000
Monthly Installment
Competitive interest rates
loan tenor starts from 6 months to 7 years
Comprehensive Insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Conditions
Minimum Age: 21 years
Maximum Age: 60 years/65 years for profession and self employed
Documentation
Copy of valid national ID
Recent utility bill within last 3 months
Icome proof documents incase profession is not stated in national ID
Buyout Loan from I-score
Overview
Maximum loan amounts up to 750,000 EGP
Monthly Installment
Loan tenor starts from 6 months up to 7 years
Competitive Interest Rate
Comprehensive insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Conditions
Minimum Age: 21 years
Maximum Age: 60 years/65 years for profession and self employed
Documentation
Copy of valid national ID
Recent utility bill within last 3 months
Icome proof documents in case profession is not stated in national ID or Employed
Salaries: Business proof document, Valid commercial register & taxation card for Self –employed, and operating license for professionals
Cash Secured Loan
Overview
Borrow up to 95% from deposit
Monthly, Quarterly, Semi-annually, and annually Installment
Competitive interest rates
loan tenor starts from 6 months to 10 years
Comprehensive Insurance policy pledged to SC Bank
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Consolidate your credit facilities in one place through a buyout program with competitive features and conditions
Conditions
Minimum Age: 21 years
Documentation
Copy of valid national ID
Valid copy of passport for foreigners with valid resident document
Semi-Covered Loan
Overview
Maximum loan amounts up to 110% of the CD amount
Monthly, Quarterly, Semi Annually or Annually for secured portion and monthly installments only for unsecured portion Installment
Competitive interest rates
loan tenor starts from 6 months up to 10 years
Ease of paying installments through bank branches or online banking or salary/ installment transfer
Conditions
Minimum Age: 21 years
Documentation
clear copy of a valid national ID
Conventional Mortgage Finance
Overview
Loan amount up to EGP 15,000,000 (80% of property value).
Competitive interest rates.
Flexible repayment terms up to 20 years.
Free life insurance coverage for the borrower.
Free property insurance policy against fire and natural disasters.
Convenient repayment schemes through branches, by setting standing orders, or via online banking.
General Required Documents
Valid national ID
Recent original utility bill last 3 months
In Case of Salary Transfer:
Authenticated Undertaking Letter with salary transfer.
HR Letter.
In Case of Non - Salaried Transfer:
Authenticated HR letter or HR letter plus Last 3 months bank statement (For Non STL customers only, (bank statement should be original or certified).
Social insurance verification document if not evident in salary verification document or ID.
In Case of professionals and Self Employed:
Last 6 months account statement (personal or company).
Recent copy of commercial register (maximum 3 months old) or a practice certificate for professionals.
Copy of a valid tax card and last taxation status certificate issued by the legal accountant.
In Case of pensioners:
Pension slips or letters directed to Suez Canal Bank.
Mortgage Finance Low Income CBE Initiative
Overview
Financed amount up to 85% of property value.
Flexible repayment terms up to 20 years.
Free life insurance coverage for the borrower.
Free property insurance policy against fire and natural disasters.
Interest rates as per CBE Low Income Initiative.
CBE Initiative Conditions
Customer never granted a loan under this governmental subsidy.
Financing a subsidized residential unit through Mortgage Finance Fund.
Fully constructed and residential unit.
General Required Documents
Valid national ID.
Recent original utility bill last 3 months.
In Case of Salaried Customers:
HR Letter or Certificate from charter accountant or Certificate from CBE certified charter accountant.
In Case of professionals and Self Employed:
Last 6 months account statement (personal or company).
Recent copy of commercial register (maximum 3 months old) or a practice certificate for professionals.
Copy of a valid tax card.
In Case of pensioners:
Pension slips or letters directed to Suez Canal Bank.
Mortgage Finance Middle Income CBE Initiative
Overview
Loan amount up to EGP 1.4 million (80% of property value).
Maximum property value EGP 1.4 million
Flexible repayment terms up to 30 years.
Free life insurance coverage for the borrower.
Free property insurance policy against fire and natural disasters.
Interest rates as per CBE Middle Income Initiative.
CBE Initiative Conditions
Customer never granted a loan under this governmental subsidy.
Fully constructed and residential unit.
General Required Documents
Valid national ID
Recent original utility bill last 3 months
In Case of Salary Transfer:
Authenticated Undertaking Letter with salary transfer.
HR Letter.
Social insurance verification document if not evident in salary verification document or ID.
In Case of Non - Salaried Transfer:
Authenticated HR letter or HR letter plus Last 3 months bank statement (For Non STL customers only, (bank statement should be original or certified).
Social insurance verification document if not evident in salary verification document or ID.
In Case of professionals and Self Employed:
Last 6 months account statement (personal or company).
Recent copy of commercial register (maximum 3 months old) or a practice certificate for professionals.
Copy of a valid tax card and last taxation status certificate issued by the legal accountant.
In Case of pensioners:
Pension slips or letters directed to Suez Canal Bank.
Mortgage Finance Middle Income CBE Initiative
Overview
Loan amount up to EGP 2 million (80% of property value).
Maximum property value EGP 2.5 million
Flexible repayment terms up to 25 years.
Free life insurance coverage for the borrower.
Free property insurance policy against fire and natural disasters.
Interest rates as per CBE Middle Income Initiative.
CBE Initiative Conditions
Customer never granted a loan under this governmental subsidy.
Fully constructed and residential unit.
General Required Documents
Valid national ID
Recent original utility bill last 3 months
In Case of Salary Transfer:
Authenticated Undertaking Letter with salary transfer.
HR Letter.
Social insurance verification document if not evident in salary verification document or ID.
In Case of Non - Salaried Transfer:
Authenticated HR letter or HR letter plus Last 3 months bank statement (For Non STL customers only, (bank statement should be original or certified).
Social insurance verification document if not evident in salary verification document or ID.
In Case of professionals and Self Employed:
Last 6 months account statement (personal or company).
Recent copy of commercial register (maximum 3 months old) or a practice certificate for professionals.
Copy of a valid tax card and last taxation status certificate issued by the legal accountant.
In Case of pensioners:
Pension slips or letters directed to Suez Canal Bank.
CBE initiative Car Replacement (Go Green)
Overview
Flat rate of 3%.
Loan tenor from 7 years to 10 years.
fixed monthly installments.
No early payments fees.
Issuing an electronic card from the bank for Loan recipients.
Terms of the Initiative
The national initiative to replace and transform cars to with natural gas which will have unprecedented economic effects on vehicle’s owners in terms of saving the cost of car operation or assisting in the development of local manufacturing.
The initiative will be applied on cars with at least 20 years since manufacturing year.
The Initiative includes (Vehicles Owners- Taxi- Microbus)
Current customer is applicable for Second loan.
excluding Customers Who Taxis and Microbuses from proof document according to the CBE circular.
How to apply?
To apply for Egyptian Central Bank's initiative to replace vehicle, please visit the link:
https://www.gogreenmasr.com
And choosing Suez Canal Bank.
* Other documents may be requested.
* Terms and conditions apply.
Apply through Suez Canal Bank branches or contact our 24/7 Call Centre.