Terms & Conditions

• Campaign Duration: 01/11/2026 to 31/12/2026.
• Enjoy 0% installments for 6 or 12 months on eligible purchases at ElAraby.
• Valid for transaction amounts from EGP 5,000 to EGP 150,000.
• For The Black Friday offers from 10/11/2026 till 25/11/2026 get 0% installments till 18 months.
• One eligible installment transaction per customer during the campaign period.
• Installment requests must be submitted through SCB call center 19093.
• Only transactions that have been successfully cleared and posted are eligible for the installment program.
• Installment requests must be submitted within the same calendar month in which the eligible transaction is cleared and posted.
• The interest amount charged on the transaction will be credited back within one month after the end of the campaign.
• Offer valid on eligible SCBank Personal Credit Cards only.
• Supplementary card transactions are eligible and will be counted under the primary cardholder's account.
• Refunded, reversed, disputed, cancelled, cash withdrawal, balance transfer, wallet loading, and non-purchase transactions are excluded.
• The installment amount must not exceed 90% of the available credit limit at the time of purchase.
• Classic, Corporate, Special Program, delinquent, blocked, cancelled, expired, suspended, and over-limit cards are not eligible.
• SCBank Credit Card Terms & Conditions apply, and the Bank reserves the right to amend or terminate the offer at any time.