1- Cashback Campaign
Campaign Terms & Conditions
Cashback is calculated based on the total eligible spending made during the campaign period at education-related merchants and eligible MCCs.
Campaign Start Date: 01/09/2026 until 31/10/2026.
Cashback redemption is allowed once during the campaign and will be credited to customers by 30/11/2026.
Customers must meet the applicable minimum spend requirement according to their card type to qualify for cashback.
Cashback will be automatically credited to eligible customers after campaign completion and validation.
Cashback is subject to the applicable maximum cashback cap per card type.
Wallet & cash withdrawal transactions are not eligible.
Transactions performed using supplementary cards are eligible for the promotion.
Customer is entitled to benefit once from the promotion, in case of more than one card per account.
Offer is applicable on purchases (POS and e-commerce), local and international.
Delinquent cards (bucket 2+) at the time of cashback refund will be excluded from the campaign.
SCBank reserves the right to amend or cancel the promotion at any time.
| Credit Card Type | Minimum Spend | Cashback Cap |
|---|
| Visa Gold | EGP 30,000 | EGP 3,000 |
| MC Titanium | EGP 30,000 | EGP 3,000 |
| Visa / MC Platinum | EGP 50,000 | EGP 5,000 |
| Visa Signature | EGP 80,000 | EGP 8,000 |
| Visa Infinite | EGP 100,000 | EGP 10,000 |
| Visa Infinite Privilege | EGP 100,000 | EGP 10,000 |
2- EPP: Triple Zero (0% 0% 0%) Campaign
Cardholders can enjoy Triple Zero Installments for up to 12 months on Back-to-School essentials and electronics purchases at B.TECH, Dream 2000, and Dubai Phone, subject to the applicable terms and conditions of the participating merchants and SCBank.
General Terms and Conditions
The campaign applies only to eligible SCBank Personal Credit Cards.
Classic Cards and Corporate Cards are excluded from this offer.
Eligible transactions must be made at schools, universities, educational institutions, bookstores, and other merchants under approved educational MCCs during the campaign period.
Supplementary card transactions will be included within the primary cardholder's total eligible spending.
Delinquent, suspended, cancelled, blocked, expired, or over-limit cards are not eligible for this campaign.
Cashback is subject to the applicable minimum spend threshold and cashback cap for each card type.
Cashback will be credited after successful verification and validation of customer eligibility.
The offer is valid for personal use only and excludes commercial transactions.
SCBank Credit Card Terms and Conditions apply.
The Bank reserves the right to amend, suspend, or terminate the campaign, or any of its terms and conditions, without prior notice.
The cashback offer cannot be combined with any other promotion unless otherwise stated.
Triple Zero Installment requests at B.TECH, Dubai Phone and Dream 2000 must be processed according to the merchant's applicable terms and conditions.